Stiforp is about to CHANGE our industry

Hello and Happy 2014

Please keep an eye out for upcoming new & HUGE ANNOUNCEMENTS , Technology and SUPER GENEROUS Promotion being announced next week. We are also enhancing our ALREADY SUPER LUCRETIVE compensation plan to CREATE more SERIOUS income for you all for DECADES TO COME….

Looking back on a big year like we had in 2013 can be pretty tempting.

Especially when you look at the last month or two: We introduced a BRAND NEW addition to our compensation plan. Then we watched that additional money get paid out, to the tune of OVER $200,000 IN BONUS CHECKS, on top of the ridiculously generous compensation plan we ALREADY had in place…

AND there are TONS MORE to come, as we are watching our members grow in rank, reaching their bonus checks of $500, $1,000, and even $50,000 incredibly fast on their way to THE BIG ONE: A $500,000 BONUS CHECK! And if you think this is reserved ONLY for the “big timers”, think again: Our leaderboard is STACKED with LITERALLY THOUSANDS OF PEOPLE who have reached these awesome rank advancement bonuses!

So, yeah, you could say we’re pretty excited about the direction this company took in 2013. After all, we topped almost 200,000 members in less little over 2 years!

In January people set their New Year’s resolutions and almost ALL will be to refocus and find that HOT home based business that will change their financial future. With this perfect timing, some focus and determination and the Power of Stiforp, you can launch YOUR business to the next level in 2014!

With this in mind, reach out to ALL your contacts with Stiforp’s GAME CHANGING and SUPER AFFORDABLE business model KNOWING sooner or later ALL your contacts WILL hear about and JOIN Stiforp with YOU … or someone else. Don’t wait!

So, as we now look FORWARD to another incredible year, we decided to kick start 2014 with something else that’s BIGGER AND STRONGER THAN EVER!

You might be surprised to hear us say that the future of network marketing, advertising, and revenue growth *isn’t* the internet. It *isn’t* social networking. Fortune 500 businesses and successful small business owners are realizing that to grow, you have to reach your customers in the one place they are always available…On their mobile devices.

Everyday...Each adult leaves there house with 3 things: 1) Wallet 2) Keys 3) Mobile Phone

So how does a Small Business Owner adapt to the changing landscape of world wide business....Have a feature rich Mobile App!

The problem is that creating a mobile app is EXPENSIVE. A typical mobile app costs start at $5,000. Plus…there are no companies that PAY YOU for sharing something like this with others….Until NOW!!

That’s why we are SO EXCITED to bring you our newest addition to the Stiforp family.

Introducing the new worldwide Stiforp mobile app! Having a mobile app gives your business visibility that extends beyond borders, the Internet and literally into your customers' pockets and purses, anytime and anywhere in the world.

Your customers needn't log onto their computers and check there emails to hear from you. With a Stiforp Mobile App, they'll have all of your information – literally – in the palm of their hand and be accessible to YOU anytime anywhere. BE where they ARE with FEATURES you need to win business.

You wouldn't dream of running a business without a web site. These days, Apps are the "New Web Site," accessible to consumers who are on the go and on their phones. Studies show that consumers are spending more time on their phones than on computers

Now Stiforp members can have the same mobile tools that fortune 500 companies have. The Stiforp Mobile App allows members to customize there very own mobile app and send out unlimited push notifications to their customers…no matter where they are in the world. This is exclusive to all STIFORP members for less than $50 a month! (A $5000 Value)

A mobile app typically takes at least 3 months and $5,000 to build and publish. With Stiforp Mobile Apps, you can have a World Wide Mobile App published in the Android (Google) and Apple Store with in 3 weeks* and for starting as low as less than $30 a month!

Apps from Stiforp are the most feature-rich – and effective – mobile Apps on the market today. They include Push Notifications, QR Code Scanners, inventory search, appointment requests, one-touch calling, directions and more. Our Apps are easy-to-build and manage. They give you cutting-edge tools for keeping pace with your mobile customers in an increasingly mobile market.

Benefits of a Stiforp Mobile App

• Reach customers anywhere in the world
• Making your business more accessible
• Rewarding customers with VIP status and recognition.
• Keeping your customers informed
• Strategically target customers by location
• Staying current with the latest mobile technology
• Increasing exposure and visibility most importantly your bottomline
• Establishing a presence in the App Stores (NO other Company offers mobile apps to their members)
• Make more $$$

Our mission is to make great mobile apps affordable to small businesses owners, and our rates are incredibly affordable. You can have a mobile app for all types of mobile devices and a presence in the Apple and Android stores for up to 95% off what a designer would charge!

We are the number-one leading app maker for small businesses, trusted by over 10,000 customers and counting.

With an app from Stiforp Apps, customers can contact your business, submit orders, generate referrals, and perform other functions that can help boost your sales..all from there mobile device.

This is a SERIOUS game changer! Get your app today and be at the front of the movement* 

So now that 2014 is finally here, we’re ready to help YOU make it the most successful year ever in network marketing.

REMEMBER that there are 10s of millions of MLMers ( Home Based Business Operators ) in the WORLD and just like 20 years ago when ALL MLMers needed 3way calling as a MUST HAVE TOOL, within the next 3 – 5 years, they will ALL NEED and WILL HAVE Stiforp and you are RIGHT IN THE FRONT .. Tools and trainings are what ALL Networkers ( MLMers ) need and WILL KEEP USING regardless of what awesome product or opportunity they are involved in and THAT FACT CREATES TRUE LONG-TERM RESIDUAL INCOME for visionary leaders LIKE YOU that are getting involved with Stiforp now!!

Thank you for your incredible work helping us change the world, we’re here with you to take the next step!

 

The upgraded Stiforp compensation plan KEEPS GETTING BIGGER

Recently, we announced some changes to our compensation plan with Stiforp. Now, before you flip out and start getting upset because you’ve seen other network marketing companies change their compensation plan – usually leading to reduced profits for their representatives – you should know that instead of modifying percentages, or making you learn a whole new way of getting paid, we did something a lot better…

We ADDED to ours.

$550,600 in additions, to be precise.

And since our compensation plan is already the most lucrative plan around, this POWER BOOST can put you in the drivers seat towards financial freedom you may have never dared to dream about.

So instead of dreaming, we’re going to help you make it a reality.

Lots of programs will create a veil or mystery around how to achieve their highest ranks. That won’t fly with Stiforp. We want to help you. We know that successful stories generate more success.

Our leaders have the exact blueprint for you to follow. Following the directions you receive from our leaders at Stiforp is a solid, step-by-step process that – when followed – WILL lead to over $550,600 in bonuses in your pocket ... ON TOP of the money you make through our current compensation plan!

Picking up $550,600 bucks PLUS tons more income is awesome – no doubt about it – but it’s even MORE fun when you’re helping your friends and business contacts to create wealth themselves. Which is good news… because the way to earn these rank achievement bonuses is to create a team with Stiforp.

Which, again, is good news … because EVERYONE needs a set of tools as strong as what we provide, and this is the easiest program ever created to share with others!

So get on the line and talk to 3 friends RIGHT NOW and have them with you on our webinar tonight. This webinar will help you understand why Stiforp has the strongest toolset in the industry, and how you can get started today on your way towards $550,600 in addition to our ridiculously lucrative compensation plan. We’ll see you there!

WHEN: 7:00 PM Pacific Time / 10:00 Eastern

WHERE: Register at http://www.stiforpwebinar.com/StiforpUSA

There are 10s of millions of Network Marketing Professionals (Home Based Business Operators) in the WORLD and just like 20 years ago when everyone needed a way to host 3-way conference calls, within the next 3 – 5 years, they will ALL NEED and WILL HAVE Stiforp and you are RIGHT IN THE FRONT of this MASSIVE TREND!

Tools and trainings are what ALL Networkers need and WILL KEEP USING regardless of what awesome product or opportunity they are involved with… and THAT FACT CREATES TRUE LONG-TERM RESIDUAL INCOME for visionary leaders LIKE YOU that are getting involved with Stiforp now !!

Let’s rock 2013!

Impressive September for members of Stiforp in Indonesia.

More than 700 new members of Indonesia triggered your business Stiforp, in September.

Represents over 23 new people a day just in Indonesia, using the tools and systems and promote Stiforp.

Great Leaders Indonesians have made ​​all this happen, for example: 
Eric Hardiknas; Ayoes Prie; Andrie Andropia among many more leaders.

Because of this tremendous growth Stiforp, in Asia, in Europe, in Africa, in North America, Latin America and South America?

 
Because some basic factors that any business of Network Marketing or Multi Level Marketing must have, among them are:

- Transparency in the Information.
- Simplicity in the system. (Even without experience you can start using today)
- Digital Product ready for use 24/7
- Large market demand.
- Support by the company.
- Promotions and Releases. (Increase Plan Gains, becoming a Millionaire Plan)
- Working Group International in more than 150 countries.
- Without fail, the system of Payment
- Company no debts.
- No failures in servers and hosting.

All these factors are important so that nowadays any MLM company or related to the Direct Sales market is functioning and healthy.

Stiforp with over 2 years of market begins to reflect perseverance, maturity, security, and a lot of future prospects of a business 100% Online that can help millions of people around the world. 

 

More than U.S.$550.600 in Bonuses! More than half a Million dollars!

 

Stiforp just released another bonus Powerful and Incomparable!

It's called "Bonus Advance Ranking"
with a total bonus / money: U.S.$550,600

Besides it has created over 2 new advances Ranking:
5 Star Elite and Elite Diamond Star.

How does the new Bonus advancement in rank:
By keeping three months consecutive qualified received
a sum of money, simple as that;
See how great is:

Undoubtedly a bonus that leaves many compensation plans of many
companies in our industry with his mouth open.
Better still Stiforp is not asking for more money to their members by this
bonus but once again offer our work and dedication.

We can only Qualify and Win!

Share tools and systems Stiforp and Earn Money.

Gold Team - Stiforp

Simply Stunning. More than US$550,000 in cash

September, 13 2013 - Member Update

Stiforp had a pretty MASSIVE summer – our rising stars promotion allowed TONS of people to take 1% of our entire year’s income and the promotion went incredibly well!

If you thought we were going to sit back and simply enjoy the ride, you’re going to be shocked at what we’re about to unveil for you…

The most generous compensation plan on the planet JUST GOT WAY BIGGER. How much bigger?

Let’s keep this simple: we want to give you $550,600.

Yes, you read that correctly – $550,600.

And on your way there, we want to give you ANOTHER $50,600 in bonuses!

The crazy part …. Instead of pulling money out of other pieces of our compensation plan, we decided to ADD to it, so every single aspect of our compensation plan is remaining in place and we have added even more than ever before!

Imagine picking up an entire year’s worth of income ($50,000) in just ONE paycheck.

Now imagine picking up 10 times that amount!

Recorded msg from Stiforp Founder. Stiforp WILL BE THE NEXT HOUSE-HOLD NAME in our MASSIVE industry.

Hello & happy Friday,

We at stiforp hope that this email finds you and your loved ones in great health.

Last week (August 15th 2013) some of our TOP leaders invited me to be a guest speaker on their call…

Over 350 Stiforp team members from all over the globe attended this call & guess what Francisco Lameiro, we recorded it for YOU !

PLEASE turn UP your computer’s speakers and listen to the recording of this historical call by visiting : http://www.byoaudio.com/play/WMj24G0S

ARE YOU LISTENING??

Awesome! OK here it is:

We’re giving all our members – every last one – another shot to qualify as one of our Summer Rising Stars!

That means:

* IT DOESN’T MATTER WHAT YOUR RANK IS
* IT DOESN’T MATTER WHEN YOU ENROLLED IN STIFORP .
* AND IT DOESN’T MATTER WHAT LEVEL YOU ENROLL NEW MEMBERS AT

EXISTING Stiforp Members (regardless of when you joined or re-joined Stiforp) ,by enrolling 3 new members with us at ANY LEVEL in the next 2 weeks, until August 31st, **YOU** will be one of our Summer Rising Stars!

ALL NEW Stiforp team members that join BY the end of August 2013 , have 2 full weeks from their join / start date to qualify for this HISTORIC promotion…

Example :
If YOU refer Sally to Stiforp on August 25th, 2013 , then Sally has 2 weeks from August 25th 2013 to personally recruit 3 Stiforp members at ANY level to qualify for a share in Summer Rising Star Promotion.. so on and so forth..

So fire up the engines, grab the phone, and call 3 people you care about that need the BEST marketing tools for ANY BUSINESS and make sure they are on our special webinar being held THIS FRIDAY so you can help them do the same and become a RISING STAR themselves before time runs out!

Here’s tomorrow’s webinar info:

DATE: Friday, August 23rd TIME: 7:00 PM Pacific Time / 10:00 Eastern Time
WHERE: http://www.stiforpwebinar.com/StiforpUSA

See you on the webinar and at the top of the charts as a Rising Summer Star!

Stiforp keeps Breaking Records

Over the last 90 days, STIFORP has grown by over 50% and has become the FASTEST GROWING COMPANY in the industry.

Summer is ALWAYS the slowest time of year in the home based business industry.  But with the amazing tools and systems we have, our killer compensation plan, an awesome leadership team, and a price-point that makes it very hard for anyone serious about making money in this industry to deny, our numbers have been absolutely through the ROOF.

In just our first two years, over 125,000 people from 150 countries around the globe have joined STIFORP to help TRIPLE their income in their primary company AND to earn even MORE through the STIFORP Accelerated Matrix Compensation Plan.

Over the next 90 days, we are rolling out some things that this industry has never seen that will make our first two years look like peanuts. 

With these new announcements, we fully expect that over the next two years, over a MILLION new people will join STIFORP from around the world.

WHAT DOES THAT MEAN FOR YOU?

With our fast filling matrix, the ONLY place that these potentially MILLIONS of new people can be placed is UNDER the ones who are already in. 

This is YOUR CHANCE to get in BEFORE THE MASSES.

Your share of 1% of our 2013 revenue is ONLY THE BEGINNING

July, 24 2013 - Update

We’re PUMPED about our new promotion that gives EVERY member of Stiforp the opportunity to earn a share of 1% of our entire year’s worth of revenue, and we know you are too! We've given you until August 31st to enroll 3 members at ANY level and get qualified for this! Those earnings can give you a serious kick-start, but it’s only the beginning! Anyone who joins STIFORP between July 1, 2013 August 31, 2013 and enrolls just 3 new paid members (of ANY level) in their first 15 days QUALIFIES! True leaders understand that their path toward success lies in generating a team that understands how to DUPLICATE their message and grow quickly. Our most successful teams within Stiforp have followed a formula to generate that success: * They have enrolled and qualified at 3-Star-+ status with us * They have shared Stiforp with 5-7 KEY LEADERS that need a great tool to promote ANY business * They have helped those leaders bring in 3 members QUICKLY to qualify for our Summer Rising Stars promotion and get their own share of 1% of our 2013 revenue The cool thing for you is that we will help you do get there! Now, for OUR part, we’ll share the opportunity, give your prospects a call to action, help them see the vision, and give them all the awesome tools THEY need to succeed, and … voila! You have created something long-term with a team of people that see exactly what you do: that Stiforp works for ANY business model on the planet and they can generate strong income just using it. We’ll see you there, and we’ll see you AT THE TOP!

9 DAYS LEFT Introducing, the STIFORP Summer Rising Stars Club!

With all the momentum and excitement we are generating around the world through our life-changing products and opportunity, we are giving YOU an opportunity to share in ALL of that growth through our Industry-changing Summer Rising Stars Club!

How to Qualify

Here at Stiforp, we decided to do something pretty special to make that happen, easier than EVER.
Until July 31th, we’re running an AWESOME promotion – the “Summer Rising Stars Club”!

Qualifiers will receive:

Everyone who qualifies will receive a share in 1% of TOTAL COMPANY REVENUE for the entire YEAR!

Set the Foundation for Long Term Success!

It’s no secret that STIFORP has a product that is changing lives around the world, and a compensation plan that could very realistically help you achieve more success than you ever have before. And the Summer Rising Star Club is designed to help you do that!
Your first 15 days in your business is key to setting the foundation for your long term success as it will help you achieve 4 VERY powerful things:

1. You will earn a minimum $25 fast start bonus for each person you personally enroll for a total of $75 which puts you in PROFIT in just your first 15 days!
2. You will show your team and EVERYBODY else in the company and in the INDUSTRY that YOU are a leader!
3. You will qualify to share in ALL company volume for the entire YEAR!

Remember, you only have ONE chance to qualify.
You have 5 days left! Let’s make it happen!

*To qualify for the 1% revenue sharing pool, you must be an active member each month from now through December 2013. Summer Rising Star Club pool will be paid out the first week of January 2014 with December 2013 monthly commissions for ALL 2013 volume since January 1, 2013.

 

3 enrollments = 1% of our company revenue! Rising Star Club.

You already know the drill:

With our Summer Rising Stars promotion, we’re giving away 1% of all our company revenue for 2013 – including everything from January 1st – December 31st – to ANYONE that sponsors just 3 people at any level, from July 1st through July 31st.

Now, it’s time to ramp up your income and help your team out at the same time!

So, here’s your call to action:

Don’t just grab YOUR share of 1% of our revenue – help YOUR TEAM do the same. Now, you’re building a long term income AND helping others out. Isn’t that what this business is all about?

Here’s what you need to do. Find three people you care about and give them the BEST sales tool on the planet with Stiforp. Bring them to our webinar – you’ll see the schedule for it at the bottom of this email.

Next up: Help them do the same!

Our webinars are already designed to help you succeed, and the same goes for your business contacts.

 

We’ll help them get their own business started and in the process, your own paycheck will EXPLODE.

3 people who help 3 people. It’s as simple as that!

First off, get caught up on our announcements and listen to our recorded call, presented by Nauder Khazan, who will give you all the awesome details on this promotion!

Click Here to listen to this AMAZING call:
http://www.byoaudio.com/play/Wtn40SMK

Next, bring your team to our webinar TONIGHT and get started on a lifetime of income!

Here’s the details. See you there!

Date: Friday, July 19th
Time: 7:00 PM Pacific Time / 10:00 PM Eastern Time
Link to join: http://www.stiforpwebinar.com/StiforpUSA

Thanks for helping us make 2013 an EPIC year!

10 Reasons for join Stiforp... Complete Set of Tools and more...

1- Administration irreproachable;

2- Payments always on time;

3- Powerful payment plan;

*Powerline bonus (only in the first month);

*Fast start bonus, in several levels and up to infinity (up to $50 per person if you join as 3 star PLUS);

*Matrix comissions (14 levels);

*Matching Bonus, in several levels.

4- You can win a share of 1% from all sales in the year;

- (must upgrade (join) in annual subscription (3 star or 3star PLUS) and sponsor 3 persons (any level rank) in the first 14 days - easy)

5- Powerfull and professional tools to develop any business online;

6- Stiforp created just an unparalleled tool, without competition.

It's called: Stiforpresponder;

Powerful: Can send up to 250,000 emails daily;

Simple to use;

Cheaper than aweber, getresponse and others. subscribers!...

7- Matrix designed for you succeed;

- See attached how it works.

8- Backoffice safe;

9- Don't need recruting to make money (but it is better, much better do it);

*We work as a team - GOLD TEAM.

10- Stiforp it is going in a great momentum and will going.

Click Here See this short video how to activate your account.

Know that Stiforp has more than 125.000 members paid up ado today and this in only 23 months.

2 more options are available for activation, they are two
processors well known and extremely safe.
PAYZA and OKPAY

Click Here Take a Free Tour Now

NEW Website - Stiforp Tools for YOU *PLUS* a HUGE Announcement

You asked and WE DELIVERED!

Our members have been frequently asking for a NEW option to share your website with other, with some very specific requirements. Well, we listened to you, and we have LAUNCHED it!

On our webinar, we’re going to go over this site and show you WHAT is different and WHY … but one thing we CAN tell you before tomorrow’s call is that this website allows you to share STIFORP with others, WITHOUT any mention of an “opportunity”!

That’s the simple explanation, webinar will be CRUCIAL to your success in using this new site and understanding it so that you can grow your STIFORP business and income incredibly fast!

Here’s a little preview of what we’ve put together for you: http://business4all.Stiforp.Info

Now, we'd love to encourage you to listen to one of our founders, Nauder Khazan, talk about our AWESOME webinar happening and the new site we’ve put together for you, the message is exciting and you’ll get EVEN MORE on webinar! This is a POWERFUL recorded message was recorded JUST TODAY and you DO NOT want to miss it.

Listen to it Here: http://www.byoaudio.com/play/Wtn40SMK

Now, yet another reason why being on webinar is gonna be great is because… We’re making a MASSIVE announcement on it!

This is a BIG webinar. It’s crucial to you to be on it, as it will mean a LOT of money for you by participating in it!

Remember, don’t get on this call alone – you’ll want your prospects with you because they’re going to see how MASSIVE this announcement is AND you’ll have a huge leg up on what were about to announce here!

Here’s the information to join the webinar: 

Date: Tuesday, July 16th
Time: 7:00 PM Pacific Time / 10:00 PM Eastern Time
Link to join: http://www.stiforpwebinar.com/StiforpUSA

We look forward to sharing this awesome news with you and we’ll see you on the webinar!

Great Offer IT PAYS TO BE AN ACTIVE STIFORP/PROFITS MEMBER.

Members like you are STIFORP/PROFITS greatest asset - your are our competitive advantage. We want to attract and retain the best; provide you with encouragement, stimulus, and make you feel that you are an integral part of our program's mission.

Our members have full access to thousands of dollars worth of the top tools, training, and business building software available anywhere for just $9.95 per month!
Click Here Now
 

Get an instant $20 dollars rebate from StiforpMembers.com as soon as you activate your account...

MAKE MONEY FROM DAY ONE! Click on the link below to learn more about this limited offer!

IMPORTANT: AS MEMBERS COMES IN...THEY GET PLACED UNDER YOU...THIS IS A FORCED SPILL-OVER MATRIX...POSITION YOURSELF AND GET THE BENEFITS...
 

3 DAYS LEFT Introducing, the STIFORP Summer Rising Stars Club!

With all the momentum and excitement we are generating around the world through our life-changing products and opportunity, we are giving YOU an opportunity to share in ALL of that growth through our Industry-changing Summer Rising Stars Club!

How to Qualify

Here at Stiforp, we decided to do something pretty special to make that happen, easier than EVER.
Until July 14th, we’re running an AWESOME promotion – the “Summer Rising Stars Club”!

Qualifiers will receive:

Everyone who qualifies will receive a share in 1% of TOTAL COMPANY REVENUE for the entire YEAR!

Set the Foundation for Long Term Success!

It’s no secret that STIFORP has a product that is changing lives around the world, and a compensation plan that could very realistically help you achieve more success than you ever have before. And the Summer Rising Star Club is designed to help you do that!
Your first 15 days in your business is key to setting the foundation for your long term success as it will help you achieve 4 VERY powerful things:

1. You will earn a minimum $25 fast start bonus for each person you personally enroll for a total of $75 which puts you in PROFIT in just your first 15 days!
2. You will show your team and EVERYBODY else in the company and in the INDUSTRY that YOU are a leader!
3. You will qualify to share in ALL company volume for the entire YEAR!

Remember, you only have ONE chance to qualify.
You have 5 days left! Let’s make it happen!

*To qualify for the 1% revenue sharing pool, you must be an active member each month from now through December 2013. Summer Rising Star Club pool will be paid out the first week of January 2014 with December 2013 monthly commissions for ALL 2013 volume since January 1, 2013.

 

4 DAYS LEFT Introducing, the STIFORP Summer Rising Stars Club!

With all the momentum and excitement we are generating around the world through our life-changing products and opportunity, we are giving YOU an opportunity to share in ALL of that growth through our Industry-changing Summer Rising Stars Club!

How to Qualify

Here at Stiforp, we decided to do something pretty special to make that happen, easier than EVER.
Until July 14th, we’re running an AWESOME promotion – the “Summer Rising Stars Club”!

Qualifiers will receive:

Everyone who qualifies will receive a share in 1% of TOTAL COMPANY REVENUE for the entire YEAR!

Set the Foundation for Long Term Success!

It’s no secret that STIFORP has a product that is changing lives around the world, and a compensation plan that could very realistically help you achieve more success than you ever have before. And the Summer Rising Star Club is designed to help you do that!
Your first 15 days in your business is key to setting the foundation for your long term success as it will help you achieve 4 VERY powerful things:

1. You will earn a minimum $25 fast start bonus for each person you personally enroll for a total of $75 which puts you in PROFIT in just your first 15 days!
2. You will show your team and EVERYBODY else in the company and in the INDUSTRY that YOU are a leader!
3. You will qualify to share in ALL company volume for the entire YEAR!

Remember, you only have ONE chance to qualify.
You have 5 days left! Let’s make it happen!

*To qualify for the 1% revenue sharing pool, you must be an active member each month from now through December 2013. Summer Rising Star Club pool will be paid out the first week of January 2014 with December 2013 monthly commissions for ALL 2013 volume since January 1, 2013.